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Board of Directors

Robert Ito
Regional Sales Manager
Ito & Girard Associates
Denis Morgan
Mokapi Management
Board Member
John Richard (J.R.) Chantengco
Senior Advisor
The Triwest Group
Paula Danker, CCIM
Senior Vice President, Investment Sales & Leasing
CFI San Diego
J. Robert (Bob) St. Germain
President & CEO


Senior Management

bob_stgermain2J. Robert (Bob) St. Germain
President & CEO

Bob has over 40 years of experience in the development and administration of both private and public nonprofit operations. His private sector experience includes over 30 years in managing the financial activities of companies with operations in North and South America.
He joined SDCHC in 1997 having served as Chief Financial Officer and Chief Operations Officer.
He was involved with all the acquisitions and oversaw all the renovation of the homes under the 203(K) Program which SDCHC had completed in the late 90’s and early 2000’s.
Bob oversaw numerous successful Community Development Block Grants awarded by the Cities of National City and San Diego.
Under his leadership SDCHC has invested nearly $60 million dollars resulting in over 1,483 multi-family units, benefiting over 5,000 families in the San Diego area.
kimberly_paul Kimberly Paul-Grady
Vice President of Community Development

Kimberly oversees all aspects of SDCHC’s community and fund development. She implements the programs and has direct oversight of SDCHC’s Resident Services at Hacienda, Torrey, Park Villas, Park Crest, and Town & Country multi-family housing sites for the past 12 years.
Kimberly created, developed, and implemented SDCHC’s financial literacy programs. She oversaw SDCHC’s state-wide grant that provided financial literacy to affordable housing providers to serve low-income minorities. She also served on the national board of Neighborhood Network, serving as a state representative for California. She received an award from Housing and Urban Development in Washington, DC in recognition for her state-wide accomplishments in Community Development and Resident Services. In 2012 SDCHC received an award for Outstanding Resident Services from the San Diego Housing Federation.
Kimberly has a 16 year history working in community development in all capacities of providing strategic planning, grant writing, creating community partners for organizational sustainability, fund development, and management services to non-profits.
She has a Bachelor’s Degree in Behavioral Science and a Masters in Business Management and Forensic Science. She has earned certifications in Grantwriting, Fund Raising Management and is a 2006 LEAD graduate. Her broad range of science and business has attributed to her analytical and detailed nature.
Kimberly currently serves on the Board of Directors of Southwestern College Foundation and McGill School of Success Charter School.
Tannis_DemersTannis Demers
Real Estate Division

Tannis began her career in the real estate industry over 14 years ago as an assistant to her mother, Karin. Licensed in Ohio she and her mom worked as a team before she relocated to Chicago in 2004, where she assisted in sales and acquisitions of multi-family complexes, multi-million dollar investment brokerage with property management, leasing, and real estate sales in the Chicagoland and Los Angeles areas.
Tannis also assisted a multi-million dollar producer in residential and commercial real estate sales, rentals, specializing in REO’s and short sales in Chicagoland and the surrounding areas.
A Massachusetts native, Tannis joined the SDCHC team in 2012 in charge of real estate and housing counseling projects and is currently working on a project with the City of Chula Vista and the County of San Diego – Behavioral Health Services to house homeless who suffer from mental illness.